When injuries occur on the job, injured workers have a right to seek workers compensation. These benefits allow injured workers to receive wage replacement and medical care coverage until they are able to return to work full-time. Knowing how to file for benefits is vital. With this information, individuals will better understand the steps they need to take after an injury has occurred on the job.
How to Get Started on the Process
To get started on filing a claim, the injured worker needs to first inform their employer of the injury. In most states, there is a time limit on how long a person can wait to inform the employer. Waiting too long could result in a person being unable to further pursue their benefits.
Once the employer has been informed, they will start the process of filing the injury claim with their insurance company. The employer and the insurance company have a specific time period to respond. They can accept the injury claim and begin paying or they can reject the claim and deny it.
If the injured worker is approved for their benefits, they will begin receiving checks that offer a percentage replacement on the wages they are losing as they await their doctor’s permission to return to work. All of their medical bills will be fully covered.
What Happens If the Claim Gets Denied?
Should the claim be denied, the injured worker still has rights and can further pursue their entitled workers’ compensation benefits. It is important to note that hiring an attorney can be helpful in allowing the injured worker to pursue an appeal. The appeals process sometimes involves mediation meetings that are held between both parties. If the injured worker and their employer cannot come to an agreement on the benefits, an appeal trial can be held.
If you have been injured on the job, getting help from an attorney is helpful. The attorney will guide you through all the steps involved in the process and will work to get a fair outcome. Call for a consultation appointment to get started. The attorney will hold your employer accountable.